Group quote

Build your own quote

Mix and match up to three plans. Census, contribution, and plan mix. Pick a requested start date on the calendar.

01 · Group

Contract 15/21

Pick one to get started.

Groups under 100 enrolled employees may elect one network. Situs state sets Humana dental PPO vs Traditional Preferred.

Enrolled employees: 0 — follows the census in step 02.

02 · Employee census

Enter how many employees elect each coverage tier. Starts at zero.

Employee
0
Employee + spouse
0
Employee + child(ren)
0
Family
0

0 enrolled

03 · Medical contribution

Spouse, child, and family extra is not included unless you cover dependents.

Employer pays 50% of the employee-only premium. Dependent premiums are not employer-paid.

04 · Medical plan

Pick up to 3 plans. 1 of 3 selected. The open plan is the one detailed below.

PHCS Extended PPO

Plans you picked

8300 HSA

Healthy teams that want the lowest full PPO premium and will save in an HSA.

In-network deductible
$8,300 / $16,600
In-network OOP max
$8,300 / $16,600
Coinsurance in / out
0% / 50%
PCP / specialist / UC / ER
Deductible, then 0% · Deductible, then 0% · Deductible, then 0% · Deductible, then 0%
TierEmployee
EE$265
EE+SP$655
EE+CH$775
Family$1,035
05 · Ancillary

Pick dental, vision, or life to see a benefit summary. Each line can use medical census and contribution or its own.

Plan extras

XGB Group Benefits · Group quote

Employer group · CA License #0C10932

PHCSRequested start December 1, 2026 · Contract 15/21 · CA · PHCS · Marpai

$0.00

Employer monthly premium · 8300 HSA

Employer monthly (premium only) · 0 enrolled · $0.00 PEPM

Employer pays 50% of the employee-only premium. Dependent premiums are not employer-paid.

Employee monthly
$0.00
Total premium
$0.00
Employer annual
$0.00
PEPM
$0.00

Premium by line

LineLivesPremiumEREE
8300 HSA · PHCS0$0.00$0.00$0.00
Total premium$0.00$0.00$0.00

Total premium = employer premium + employees pay. Employer monthly is premium only.

Census

  • No employees enrolled yet.

This census

Tier#RatePremiumEREE pays

Contribution schedule

TierPremiumEmployerEmployee
Employee$529.00$264.50$264.50
Employee + spouse$919.00$264.50$654.50
Employee + child(ren)$1,039.00$264.50$774.50
Family$1,299.00$264.50$1,034.50

Selected coverage

Highest deductible, then the plan pays 100% in-network. Comes with $25/month on the HSA card. Best when employees are well, use generics, and want a tax-advantaged savings account.

  • Preventive care$0 copay
  • TelemedicineUnlimited $0 copay
  • Primary careDeductible + 0%
  • SpecialistDeductible + 0%
  • Inpatient hospitalDeductible + 0%
  • Outpatient surgeryDeductible + 0%
  • Emergency roomDeductible + 0%
  • Urgent careDeductible + 0%

Compare medical plans

Tap a plan to quote it. Totals keep this census, contribution, and ancillary.

PlanDedOOPEE rateER / mo
$8,300$8,300$529$0.00
$3,500$7,000$649$0.00
$4,500$9,000$687$0.00
$3,500$7,000$794$0.00
$1,750$8,500$359$0.00
$1,000$8,500$399$0.00

Selected: 8300 HSA. Employer / mo is premium (medical + ancillary). Plan-funded HSA is an employee perk, not an added premium charge.

Broker-facing illustration only. Rates from the XGB Marpai proposal, V1.81226. One network allowed for groups under 100 enrolled employees. Not a binder. Final rates confirm at enrollment. Pharmacy: Phoenix · Telemedicine: Recuro. CA License #0C10932. NP Benefit Services. Send this quote to npillow@npbenefitservices.com.