NP Benefit ServicesX Group BenefitsCA License #0C10932

Contract 15/21

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CA License #0C10932 · Administered by Marpai

A clear briefing of the XGB medical menu for small-group employers.

Start with PHCS visit-limit, Cigna EPO, or United Choice Plus, or quote the full PPO menu. Benefit grids, HSA rules, and ancillary schedules are in the proposal section below.

  • PHCS
  • Cigna
  • UnitedHealthcare

Plan options · PHCS, Cigna, and United

PHCS visit-limit plans cap physician visits and hospital services. Cigna EPO is in-network only except emergencies. Groups under 100 enrolled employees may elect one network.

Group quote

Build your own quote

Collapsed until you open it. Mix and match up to three plans. Census starts at zero.

Proposal packet · V1.81226

Plan summaries

Collapsed. Open it for deductibles, copays, supplemental benefits, United, EPO, and visit-limit grids.

On every medical election

What’s included

Collapsed. Recuro, behavioral health, pharmacy, and network notes.

Start here

Find a fit

Collapsed. Three questions to shortlist two plans.

Medical menu

Medical plan summaries

Collapsed. PPO, visit-limit, EPO, and United schedules stay hidden until you open them.

Rate sheet

Compare plans

Collapsed. The full rate sheet and side-by-side stay closed.

Stack on top

Dental, vision, and life

Collapsed. Humana dental, Smart Premium, VSP, and life stay closed.

Plain-language glossary

Collapsed.

NP Benefit Services

Contact us

Quote requests and questions are emailed to npillow@npbenefitservices.com.

Licensed CA / AZ / UT. CA License #0C10932. Group medical, dental, vision, and life — including the XGB quote on this site.

Submit sends this to npillow@npbenefitservices.com.